Avoid the most chilling retirement mistakes with ThriveRight Financial Group. Protect your future from hidden risks and retire with confidence.

Here’s the simple truth that most glossy money articles dance around: life doesn’t ask permission before it changes your finances. It lurches, swerves, and occasionally collides—marriage, a new baby, a career pivot, a scary diagnosis, a divorce, the loss of a spouse—and your “someday” plan gets stress-tested in real time.

This guide is a practical path to get the first conversation started and keep it going, whether you’re a parent trying to raise financially confident kids, adult children helping aging parents, or a couple trying to get on the same page during a turbulent year.

Imagine waking up without an alarm clock. No daily commute. No answering to a boss. Just your time—your life—completely yours. That’s the essence of financial independence (FI). But it’s not some fairytale reserved for tech millionaires or Wall Street wolves. It's a reachable goal, even for everyday people with average incomes. The truth? It takes clarity, strategy, discipline, and above all, a deep understanding of what freedom really means to you.

Introduction Annuities can sound like a dream: guaranteed income for life, peace of mind in retirement, and protection from market...